Online Blackjack In Michigan

Blackjack games always attract numerous players and take a place among the most popular games at virtually any retail casino. The introduction of legal online casinos in Michigan offers players the chance to play blackjack from the convenience of a mobile or desktop device.

Michigan launched mobile casino products on Jan. 22, 2021. These platforms put online blackjack will be at the fingertips of Michigan players.

Michigan’s online casinos offer many different blackjack variants to players in the Wolverine State. The lineup will eventually include live dealer games.

Michigan Online Casinos With Blackjack:

Where To Play Real Money Blackjack In Michigan

The game selection at Michigan’s legal online casinos includes many of the same games seen on the gaming floors of the state’s retail casinos.

Blackjack stands as one of the most popular table games at both retail and online casinos Blackjack players in Michigan can find plenty of games to choose from at the state’s legal mobile casino apps.

Golden Nugget Casino

Golden Nugget Michigan launched in January 2021 with two blackjack variants on the menu. American blackjack and Zappit Blackjack are live now, and future months should see many more different blackjack games launch at the casino.

Golden Nugget NJ, for example, offers more than 20 blackjack tables among its game selections. Themes from these games include Playboy Bonus, Super Fun 21 Extreme, Zappit, and Blackjack Pro.

The New Jersey version of Golden Nugget Casino also includes one of the state’s widest selections of live dealer blackjack games. Live dealer blackjack brings together the best of both mobile and in-person gaming.

Live dealer blackjack games allow online players to interact with a real-life dealer, as well as other players at the table. The games are played at a physical table, located in a secure gaming studio at Golden Nugget Atlantic City.

The Golden Nugget MI platform should eventually include a number of different ways to play blackjack, rivaling its New Jersey counterpart.

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BetRivers MI launched in January 2021 with five different blackjack variants on the menu. Options include traditional American blackjack, as well as Multihand Blackjack and Poker & Pairs Blackjack.

If the BetRivers Pennsylvania platform offers any indication, more blackjack variants should arrive at BetRivers Michigan in the coming months. Live dealer blackjack should eventually debut as one of the new ways to play the game at BetRiver MI.

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MGM Grand Detroit launched the BetMGM online casino platform in Michigan on Jan. 22, 2021. Two different blackjack variants went live on launch day, including American Blackjack and Premium Blackjack Pro.

The New Jersey version of BetMGM offers multiple different themes and game variants for its online blackjack tables, giving Michigan players a sign of things to come for BetMGM Michigan.

Some of these themes and games include Premium Blackjack Pro, Blackjack Xchange, Multi-Hand Blackjack, and Downtown Vegas Multi-Player Blackjack.

Live dealer blackjack tables also await on the game menu at BetMGM New Jersey. Variants for live dealer games include standard rules games, as well as Unlimited Blackjack, where an unlimited number of players can participate at the same time.

Many different ways to play blackjack, including live dealer games, will eventually appear on the menu at BetMGM MI.

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One of the newest arrivals to the legal online casino industry in the US, WynnBET debuted in Michigan along with seven other mobile casino apps on January 22, 2021. Since the launch, WynnBET debuted a selection of blackjack games that rivals anything in the state.

WynnBET Michigan’s online blackjack selection includes six different blackjack variants. One of the most unique games on the WynnBET menu, Poker & Pairs Blackjack, functions as an American Blakcjack game with two available side bets on each hand.

After making the main bet, players can wager on whether their two cards will be dealt as a pair. The biggest payout comes from wagering on a suited pair.

The Poker side bets offer even bigger potential payout odds. These bets combine the player’s cards with the dealer’s up card.

If the three cards together make a suited three-of-a-kind or three-card straight flush, the Poker side bet can pay off big.

Playing Blackjack At Live Casinos In Michigan

MGM Grand Detroit

Online Partner: BetMGM Casino

Michigan’s highest-grossing casino doesn’t hold back when it comes to table games, with nearly 150 options on the casino floor. Included in that lineup are several different variants of blackjack.

The MGM Grand Detroit menu includes 6-to-5 Blackjack, which is a slight variation on the classic version of the game with 6-to-5 payouts on a blackjack. Other blackjack variants available at the casino include Perfect Pairs, Spanish 21, and High Tie.

MotorCity Casino Hotel

Online Partner: FanDuel Casino

Another of Michigan’s three Detroit-based commercial casinos. MotorCity Casino Hotel offers classic blackjack, as well as no less than five other variations of the game.

Those non-traditional variants include Spanish 21, a blackjack game with all 10s taken out of the deck, and slightly altered payout rules. Other games include TriLux, House Money, Super 4 Progressive, and Buster Blackjack.

FireKeepers Casino

FireKeepers Casino stands as one of the 23 tribal casinos located throughout Michigan. The property lies near Battle Creek and offers one of the biggest overall game selections among the state’s tribal casinos.

Blackjack games at FireKeepers Casino include the opportunity to make side bets for a chance to win the Super 4 Progressive jackpot. The side bet combines the player’s two cards with the dealer’s cards to make a four-card poker hand. If this hand results in a royal flush, the player wins the progressive jackpot.

How To Play Sweepstakes Blackjack Online In Michigan

Sweepstakes casino platforms offer the opportunity to play your favorite casino games and win cash prizes. Games at sweepstakes casinos don’t use cash as currency, and therefore don’t fall under the definition of real-money gambling.

Sweepstakes sites do offer the opportunity to win cash prizes, however. The casino games on these sites function as mini-sweepstakes games, and use “Sweeps Coins”, or sweepstakes credits, as currency. Sweeps Coins can then be redeemed for cash prizes.

Chumba Casino operates as the biggest US-facing sweepstakes casino site. The Chumba Casino platform offers both play money and sweepstakes versions of many casino games, including blackjack.

The play money side of Chumba Casino offers blackjack played with “Gold Coins” as currency. Gold Coins are strictly for use in Chumba Casino’s play money games and can be purchased at any time.

With Gold Coins purchases, players also receive an amount of Sweeps Coins as a gift. Sweeps Coins can be used in the sweepstakes games at Chumba Casino and redeemed for cash prizes.

The Sweeps Coins blackjack game at Chumba Casino plays almost identically to what you might find on the floor of a retail casino. Chumba Casino blackjack uses the classic 3-to-2 payout format, with the dealer standing on all 17s.

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How To Play Blackjack Online For Free

Free Blackjack Sites

Michigan players can enjoy several different ways to play blackjack for free, honing their skills before trying out the real-money version of the game.

Free blackjack sites can be found with a quick Google search. Some real-money online casinos also offer the opportunity to play some games for free, using play money credits.

Golden Nugget NJ, for example, offers a “Demo Play” option for several of its blackjack titles.

Playing With Friends

Another way to get a feel for the game is to get a deck of cards and deal a few blackjack hands with friends. This method allows you to learn the game in a comfortable environment, learning the rules and strategy before hitting the real-money tables.

Types Of Blackjack Online

American Blackjack

American Blackjack stands as the most popular way to play the game in US-based legal online casinos. All game selections titled as simply “Blackjack” at an online casino play with American Blackjack rules.

The player and the dealer each start with two cards, and the player must try to get as close to 21 as possible without going over. If the player’s hand beats the dealer’s hand without going over 21, the player wins.

Most American Blackjack games payout at 3-to-2 odds when the player hits a blackjack.

Live Dealer Blackjack

Live Dealer Blackjack, aka Live Blackjack, gives players the experience of in-person play, combined with the convenience of playing online.

Human dealers oversee the game from a real-life table, located in a secure studio. The action is streamed live to the player, as the dealer deals the game as they would on the floor of a land-based casino.

Learn more about live dealer casino games in Michigan.

Unlimited Blackjack

Unlimited Blackjack allows an unlimited number of players in the game at the same time. The dealer deals just one single hand, and all participating players can choose to play the hand as they wish.

Unlimited Blackjack tables offer open seats at all times, and you’ll never have to wait to get in the game.

European Blackjack

European Blackjack plays much like American Blackjack, but the dealer only gets one card, face-up, to begin the game. In American Blackjack, the dealer gets two cards to start and automatically turns over their hand if dealt a blackjack, ending the hand and taking the player’s bet for the house.

In European Blackjack, the player completes all action before the dealer gets a second card. This means the player can end up losing more money in a single hand, as a double down or split increases the player’s bet.

Like American Blackjack, if the dealer ends up making 21 with their initial two cards, the hand is over and the house wins.

Blackjack Rules In Michigan

  • The player and dealer are both dealt two cards. The player’s cards are both face-up, and the dealer has one face-up and one down card.
  • If the dealer’s face-up card is an ace or ten, the dealer checks the down card. If it makes a blackjack, the dealer turns over the hand and the house automatically wins.
  • If the dealer’s face-up card is an ace, the player is offered an Insurance bet. An Insurance bet amounts to half the total of the player’s original bet and pays out if the dealer has a blackjack.
  • If the dealer doesn’t have blackjack, the player has the option to hit (taking another card), stand (keep the hand as is), double down (double the amount of the bet), or surrender (end the hand without the dealer playing their hand, and lose only half the original bet).
  • If the player is dealt two of the same card, they can split, separating the paired hand into two separate hands, doubling the bet, and splitting the bet between the two hands. If Aces are split, each ace only gets one more card. Re-splitting a hand isn’t permitted.
  • The player continues until they either stand, or their card total goes over 21. Going over 21 results in a bust, resulting in a house win.
  • If the player stands, the dealer turns over their down card and starts taking more cards.
  • The dealer must hit on 16, and stand on 17. The dealer must hit on soft 17 (17 with one card as an ace).
  • If the dealer reaches a total between 17 and 21, and that total is more than the player’s total, the house wins. If the player’s total is higher, the player wins. A tie results in a push, returning the player’s bet.
  • If a player is dealt 21 with the first two cards, the hand is a blackjack, and the player is paid out at 3-to-2 odds on the original bet.
  • Aces count as either 1 or 11, and jacks, queens, and kings count as ten. Any hand with an ace can use the ace as either 1 or 11.

How To Play Live Dealer Blackjack In Michigan

Live dealer table games represent some of the most popular selections at online casinos. Golden Nugget introduced the format to the New Jersey online casino market in 2016, and some of Michigan’s online casinos will eventually offer live dealer games.

Blackjack stands as one of the most popular table games available in the live dealer format. Live dealer blackjack features gameplay from a physical table, with a human dealer overseeing the action.

The dealer administers the game on the real-life table, and online players see the dealer, cards, and table through live stream. Players can interact with the dealer and other players, as the live dealer format offers the best of in-person and online gaming.

Michigan’s online casino market includes platforms from Golden Nugget, FanDuel Casino, BetRivers, BetMGM, and TwinSpires. All of these brands offer live dealer games at their online casinos in New Jersey.

Evolution Studios, the US leader in live dealer gaming technology, announced intentions to open a live dealer studio in Michigan before the end of 2021. When the Evolution studio launches, many of Michigan’s legal online casinos will be able to debut live dealer blackjack games.

Blackjack Bonuses In Michigan

Deposit Match Bonuses

Many online casinos welcome new players with deposit match bonuses. This kind of bonus matches your initial deposit at an online casino with bonus money equaling a percentage of that deposit.

At Golden Nugget MI, for example, first-time depositors can enjoy a 100% deposit match bonus, up to $1,000. Collecting the bonus requires a 20x playthrough, meaning for every $20 wagered, $1 in bonus money is unlocked.

The playthrough requirement can only be fulfilled by playing certain games at Golden Nugget MI, so be sure to check the bonus terms and conditions to find out which games are eligible.

Risk-Free Day

Risk-Free Day offers allow new players to try out the games at an online casino and get a rebate on losses incurred during the first 24 hours of play.

At FanDuel Casino Michigan, for instance, new players can enjoy a risk-free day up to $200 after making their first deposit. The rebate only applies to losses up to $200, and the 24-hour period begins when you make your first wager at the casino.

Playing Legal Blackjack Online In Michigan

With Michigan’s state-regulated casinos debuting in January 2021, players in the Wolverine State enjoy access to several different brands. All of these mobile casino platforms offer secure and legal games, including blackjack, to players 21 and over located in Michigan.

The Michigan Lawful Internet Gaming Act mandates that all online casinos must operate in partnership with the state’s retail casinos. Michigan offers a multitude of online gambling options.

Online casinos function as extensions of Michigan’s retail casinos and therefore fall under the same regulations. The Michigan Gaming Control Board oversees the state’s three Detroit-based commercial casinos, while the National Indian Gaming Commission regulates Michigan’s 23 tribal casinos.

The gaming agencies in charge of overseeing Michigan’s casinos also regulateS the state’s online casinos. These regulatory bodies, as well as the casinos themselves, make the protection of customer funds and personal information a top priority.

Risks Of Playing At Offshore Sites

Offshore and illegal online gambling sites don’t operate under the regulation of any official tribal or state-level gaming regulation agency. Players depositing money at an offshore gambling site do so at their own risk.

Illegal gambling platforms have no obligation to protect your funds or personal information. Putting your money down at one of these sites brings the possibility of not getting that money back.

How To Play Blackjack At The Best Online Casinos In Michigan

Finding An Online Casino That Offers Blackjack

Blackjack stands as one of the most popular games at casinos around the world. Each online casino brand in Michigan will eventually offer plenty of opportunities to play blackjack.

Online casino brands operating in Michigan include Golden Nugget, FanDuel Casino, BetRivers, and BetMGM. All of these brands offer multiple different blackjack variants in other states, and Michigan players can expect the same.

Online Casino Mobile Apps And Browser-Based Clients

Most legal online casinos in other states offer their platforms as app downloads for mobile devices. Many of these brands include both an Android and an iOS version of their mobile apps.

Mobile casino apps for Android must be downloaded directly from the website of an online gambling site, as the Google Play store doesn’t allow downloads of real-money gambling apps. For iOS users, online casino apps can be found in the App Store.

The majority of legal online casinos also offer a web-based version of their platform, available through virtually any desktop browser.

Michigan’s online casinos can be accessed from anywhere within state borders. Geolocation technology allows an online casino to determine a user’s location when accessing the site.

Depositing Money To Play Blackjack

Michigan’s state-regulated online casinos accept several different deposit methods. ACH/eCheck, credit/debit cards, PayPal, eWallets, prepaid cards, and wire transfer represent some of the different ways to get money into an online casino account.

In-person cash deposits will present another way to fund an account. This method requires a visit to the casino cage of the retail property licensing an online casino.

Choosing A Blackjack Game

The online casinos operating in Michigan will load up the game menu with several different variants of blackjack in the coming months. The most common offering is American Blackjack, with 3-to-2 payouts for a blackjack and the familiar rules of the most-played variant of blackjack in the US.

Some casinos alter the rules and payouts of American Blackjack. These rules variations can change the blackjack payout odds to 6-to-5, for example.

Perfect Blackjack (aka Perfect Pairs), Unlimited Blackjack, Spanish 21, and Multi-Hand Blackjack all play with variations on standard American Blackjack rules. Clicking on the “Info” or “?” tab during an online blackjack game brings up an overview of the rules of that variant.

Blackjack In Michigan FAQ

Is online blackjack legal in Michigan?

Yes. Online casinos became legal in Michigan with the passage of the Lawful Internet Gaming Act in December 2019. Michigan’s legal online casino launched in early 2021.

Michigan’s legal mobile casinos will eventually include plenty of blackjack games, including live dealer blackjack. Online blackjack games are legal, as long as they’re offered at a state-regulated online casino.

How old do I need to be to play blackjack online in Michigan?

21 or over. Michigan’s online gambling laws set the minimum age at 21 for playing at the state’s online casinos. This age applies to online casinos offered by both commercial and tribal properties.

Some tribal casinos set the minimum playing age at 18 or 19 for in-person gaming, but all Michigan online casinos require players to be 21 or older.

Do online casinos in Michigan offer live dealer games?

Eventually, yes. Michigan’s online casinos have yet to introduce live dealer games, but many of the brands operating in Michigan offer live dealer games in other states.

Golden Nugget NJ introduced the live dealer format to the US online gambling market, debuting live dealer games in 2016. Golden Nugget, FanDuel Casino, BetRivers, BetMGM, and TwinSpires are among the brands operating in Michigan that offer live dealer games in other states.

How do I register to start playing online blackjack?

Players 21 and over can register for an online casino account by either downloading an online casino’s mobile app, or navigating to the casino’s website. From there, new players can sign up for a new account with just a few easy steps.

Online casinos generally require proof of identification and age, as well as a valid email address, to sign up for a new account. Once registered, depositing funds might require a few other verification details.

How do odds work when playing real money blackjack online?

Most blackjack games payout a 3-to-2 odds when a player hits a blackjack. A blackjack occurs when the first cards a player is dealt add up to 21.  All other hands that add up to 21 payout at even money, as do all other winning hands.

Insurance bets generally payout at 2-to-1 odds. An insurance bet can only be made if the dealer is showing an ace as their face-up card, and the bet amount is usually half of the player’s original wager.

These odds are different in some blackjack variants, but in general, the payout odds for blackjack and insurance are displayed on the table.

Can I play real money blackjack on my mobile phone or tablet?

Yes. Most real-money online casinos offer their platforms as mobile apps for Android and iOS devices, as well as on desktop browser.

Android users can find real-money casino apps at the online casino’s website, as the Google Play store doesn’t allow real-money gambling apps. For iOS users, online casino apps can be found in the App Store.

Are online blackjack sites legit in Michigan?

Yes, if they’re one of Michigan’s legal, state-regulated online casino sites. All legal online casinos in the state operate as extensions of Michigan’s commercial and tribal casinos.

Michigan’s land-based casinos can collaborate with gaming technology companies in their online casino offerings. Any online gambling site operating outside of these partnerships is illegal.

About the Author

Geoffrey Fisk

Geoff Fisk is a San Diego-based freelance writer, specializing in the poker and gambling industries. He’s written for numerous platforms and has traveled the globe as a live poker tournament reporter. Geoff’s interests include the legal online poker industry in the U.S. and abroad.